Car Insurance Options

Understanding Your Car Insurance Options

Part of being a car owner is also having insurance coverage. It’s important to protect your vehicle in case of an incident. It’s also important to protect yourself in case you are at fault for the accident. At Champion Mazda, we can help you determine what coverage is best for you and your needs.

What Is Auto Insurance and Why You Need It

Auto insurance isn’t just part of protecting yourself financially, it’s required by law. If you are involved in an accident, your insurance company helps you cover the cost of your vehicle’s damage and even your medical bills if you were injured in the accident. It will also help you cover the cost of the damage of the other vehicles involved in the accident, depending on who was at fault.

When an accident occurs, the bills can definitely pile up. Insurance companies are there to give you a little peace-of-mind that your vehicle (and wallet) will be protected.

Insurance Coverage Options

There are different options when it comes to covering your vehicle. However, whether you are shopping for new Mazda models or looking at pre-owned vehicles for sale , you have to secure auto insurance. Even if you feel comfortable paying for damages your vehicle may incur, you have to be prepared in case you are responsible for other vehicles’ damages as well.

Full-coverage : Typically, if you finance a vehicle with our Mazda finance center , you will be required to have full-coverage insurance. Your lender needs the added confidence in providing you funds for your vehicle.

Liability : This helps protect you from the risk of liabilities or lawsuits that you can incur in an accident.

Collision : Helps cover the damage to your vehicle that occurs in an accident.

There are even more options and levels of coverage, depending on your needs. Your pricing differs depending on your level coverage, as well as your driving history.

Still unsure what type of insurance is best for you? Visit our Mazda dealership near Henderson, KY and we can help. We’d be happy to walk through the options with you so you can find the best coverage for you.