Champion Mazda Owensboro, KY

Jan 11, 2021

You can’t drive a car without insurance, but if this is your first time buying your own vehicle, the process might seem complicated. Fortunately, it’s not difficult to find car insurance near Henderson, KY when you pay a visit to Champion Mazda.

Our Mazda finance experts help buyers find suitable car insurance plans every day. Here’s what you need to know about insuring a car from Champion Mazda  

How to Get Car Insurance 

It shouldn’t surprise you to learn that car insurance, like many other products, is now easy to shop for online. You can go right to an insurer’s website and get a quote in seconds flat. All you have to do is give them some information about you and your Mazda car.   

Quotes can vary from company to company, so it’s wise to shop around for the best deal. Check out a few different insurance companies and see who is offering the best rate. Insurance can be a big expense, especially if you’re a young driver or if you have accidents on your record, so it pays to talk to multiple insurance companies.   

Types of Coverage 

The state of Kentucky mandates two types of insurance coverage for drivers. Bodily injury liability coverage is designed for damage that you cause to someone else’s car. It covers any medical expenses incurred by another driver in the event of an accident. Property damage liability coverage is for vehicles or other property that you damage.   

There are also optional types of coverage. Uninsured motorist coverage pays for damage that you sustain in an accident with an uninsured driver, since that person doesn’t have the coverage you need to pay for medical bills or property damages.

There’s also gap insurance coverage, collision coverage, and comprehensive coverage, and each type of insurance has its own purpose. It’s up to you to research and see if you need additional insurance.   

Visit our Mazda dealers in Kentucky and find the perfect car or crossover today. We hope to see you soon!